A debit card is a plastic payment card that gives us access to our bank accounts at any financial institution instead of bank checks. A debit card has a stored value with which a payment is made, while most relay a message to our bank to withdraw funds from our designated bank account. When making purchases the card, where accepted, can be used instead of cash. The use of debit cards has so widely spread that their volume has overtaken or entirely replaced check and cash transactions.
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